Which of the following does an enhanced title insurance policy cover?

An enhanced title insurance policy provides broader coverage than a standard title insurance policy, specifically addressing various issues that can impact property ownership. One key aspect of enhanced title insurance is its protection against violations of restrictive covenants. These are rules or limitations placed on the property that govern how it can be used or developed. If a property owner unknowingly violates a restrictive covenant, they could face legal challenges or financial penalties. The enhanced policy would help mitigate these risks by covering legal fees and costs associated with defending against such claims or even losses incurred due to the violation.

The other choices are not covered under an enhanced title insurance policy. Theft of household furnishings typically falls under homeowners insurance, which protects personal property, not title insurance. Similarly, loss of income due to disability is unrelated to real estate ownership and would be addressed through disability insurance rather than title insurance. Therefore, the inclusion of restrictive covenant violations makes the enhanced title insurance policy the most appropriate choice for coverage in this context.