When might a title examiner discover forgeries?

A title examiner is responsible for reviewing property records to determine the validity of title documents. Discovering forgeries is inherently tied to the examination of recorded documents. This is because a title examiner thoroughly reviews all recorded information related to a property, including deeds, mortgages, and liens.

During this meticulous examination, the examiner can identify discrepancies that may suggest forgery, such as inconsistencies in signatures, alterations in documents, or the presence of documents that should not be recorded. For example, if a deed was filed with a forged signature, a skilled title examiner would notice the irregularities during their review process and could potentially flag the document as fraudulent.

While boundary disputes, loan applications, and property inspections are important aspects of real estate transactions, they do not specifically focus on the examination of the documentation that establishes legal ownership. Thus, these scenarios are not the primary opportunities where forgeries would be discovered in the way that examining recorded documents ensures scrutiny for authenticity.